Finding a home overseas: a guide for retirees

The Savills Blog

Finding a home overseas: a guide for retirees

Retirement looks very different today than it did a generation ago. As people live longer, healthier and more active lives, retirement is increasingly viewed as an opportunity to embrace new experiences, pursue long-held ambitions and enjoy a different pace of life. For many, that includes making a move overseas.

While every buyer’s priorities are different, there are several factors that tend to shape where retirees choose to put down roots.

Following the sun

For many British retirees, climate remains one of the biggest attractions of a move abroad. Whether it’s the appeal of year-round sunshine or simply escaping the colder, darker UK winters, warmer destinations continue to feature high on wish lists.

From the Algarve and the Mediterranean coastlines of Spain, Italy and Greece to the Caribbean, buyers are often drawn to destinations that support an outdoor lifestyle for much of the year. Access to beaches, walking trails and open-air dining can have a significant impact on quality of life and wellbeing.

 

Finding your community

Retirement often brings greater freedom, but maintaining social connections remains incredibly important. As a result, many buyers prioritise destinations that offer a strong sense of community, whether that’s an established international network of residents, an active local population, or ideally a combination of both.

Some retirees are drawn to areas with thriving expatriate communities, where it can be easier to build friendships and settle into daily life. Others are more focused on integrating into the local culture, learning the language and becoming part of the community they have chosen to call home. 

 

The pursuit of an active lifestyle

Today’s retirees are looking to make the most of their freedom. Many are seeking destinations that support an active and fulfilling lifestyle, whether through sport, culture or outdoor pursuits.

Golf resorts, tennis facilities, wellness centres and sailing communities remain popular, while others see retirement as an opportunity to fulfil a long-held ambition, from renovating a farmhouse in rural Italy, to embracing vineyard life in France, or simply immersing themselves in a completely different culture. For many, retirement abroad is not about slowing down but embracing a new chapter.

 

The right home for the next chapter

While lifestyle often drives the initial destination search, the property itself is equally important. Many retirees want outdoor space over larger interiors, seeking gardens, terraces, and entertaining areas where family and friends can gather. Guest accommodation is often a priority, particularly for those hoping to host children and grandchildren throughout the year.

Practicality also becomes a greater consideration. Homes within easy reach of shops, restaurants and healthcare facilities are often favoured, while single-storey villas, apartments with lifts and low-maintenance properties can offer flexibility for the future.

Location preferences vary considerably. Some retirees are drawn to vibrant towns and cities with culture on their doorstep, while others prefer a more rural setting without sacrificing access to airports and essential amenities.

 

Practical living

Healthcare is naturally a key consideration when relocating overseas. Buyers are increasingly taking a long-term view, looking beyond lifestyle factors to understand the quality and accessibility of medical services in their chosen destination.

Proximity to hospitals, specialist healthcare providers and private medical facilities can all influence purchasing decisions, particularly for those planning to spend much of the year abroad.

Financial considerations may also influence decision-making. Some countries offer favourable tax arrangements for overseas retirees, although these vary significantly between locations and individual circumstances. Professional legal and tax advice should always be sought before making a move.

Ultimately, retirement offers something increasingly rare: the freedom to choose how and where to spend your time.

Whether the goal is sunshine, community, adventure, or simply a better quality of life, an overseas home can provide the setting for an exciting new chapter. From coastal villas and countryside retreats to low-maintenance apartments, finding the right property is key to making the most of retirement abroad.

Here is a collection of overseas homes perfectly suited to retirees planning their move abroad.

 

 

Further information

Contact Jelena Cvjetkovic

 

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